No credit check. From $99 down. Yours to keep.
Easy rent-to-own options from 24 to 60 months to fit every need. Every RTO gets 90 days same as cash. Delivered and set up free across Texas.
How rent-to-own works
Three simple steps from picking your shed to having it set up in your yard. No credit check, no surprises.
Pick your shed
Choose from sheds, barns, cabins, garages, and tiny homes. Lot models or fully custom — same RTO terms.
Get it delivered & set up
Lot models deliver in as little as 1–2 weeks. Custom builds take a bit longer. Free delivery & setup across Texas.
Pay on terms that fit
Easy 24, 36, 48, or 60-month options. Every RTO is 90 days same as cash. Pay it off early anytime, no penalty — or return it any time, no long-term obligation.
What's included with every shed
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Free deliveryWithin 50 miles. Anywhere in Texas — extended-distance fees only past 50 miles.
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Free setupWe level and place your shed where you want it. No extra crew or contractor needed.
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90 days same as cashPay it off in 90 days and only pay the cash price. No interest, no markup. Built into every RTO.
Sample rent-to-own buildings
Here's what real RTO numbers look like on four popular sizes. Your actual monthly depends on customizations and term length — but this gives you a feel for what's possible.
8×12 Utility
$130 /mo
10×16 Pro Series
$189 /mo
12×24 Cabin
$405 /mo
12×40 Utility
$515 /mo
Sample monthly payments shown for example only. Ask your dealer for current specials. Real quote in 60 seconds — request yours →
RTO vs cash vs financing — what fits you?
Three honest paths to the same shed. Pick the one that matches where you are right now.
| Rent-to-Own | Cash | Traditional Financing via Heartland Finance |
|
|---|---|---|---|
| Credit check | None | N/A | Yes |
| Down payment | From $99 | Full price | 0% down with approved credit |
| Term length | 24, 36, 48 or 60 months | Paid in full at delivery | Varies by lender |
| Best total price | Pay off in 90 days = same as cash | Always best value | Low interest, but interest still accrues |
| Return it later? | Yes, anytime, no penalty | No | No |
| Approval rate | Everyone approved | N/A | Subject to credit approval |
Cash is always the best value on your building. RTO removes the upfront barrier when you need a shed now — and the 90-day SAC option means you still pay cash price if you can pay it off fast.
Traditional financing handled by our partner Heartland Finance. Credit check applies. Approved buyers can get 0% down with low monthly interest.
Pick your style
Every style available rent-to-own with the same simple terms.
Storage Sheds
Workshop, garden, or general-purpose storage
Classic Barns
Storage, livestock, or hobby space
Portable Cabins
Guest house, retreat, or weekend cabin
Log Cabins
Real-log Ozark cabins, handcrafted
Portable Garages
Single or multi-door configurations
Tiny Homes
Compact, livable spaces with modern finishes
Texas-owned. Family-run. Built right.
Owner Jeremy Gaither and the SSS team have been delivering rent-to-own sheds across Texas with the same simple promise: quality buildings, honest terms, and zero credit drama.
Locations
Phone
Hours
Mon–Fri 9a–5p
Sat 9a–2p
Reviews
4.8 ★ · 78 Google reviews
Rent-to-own shed FAQ
Do I need good credit to qualify?
How much is the down payment?
How fast can I get my shed?
What if I need to return it?
Can I pay it off early?
What happens if I miss a payment?
Do you build custom sizes?
How far do you deliver?
What's included in the price?
What's the difference between renting and rent-to-own?
Cash: always best value on your building.
Traditional financing: low interest with 0% down — credit check applies.
RTO: no credit check, everyone approved, return anytime, or pay off in 90 days at the cash price.
Get your free rent-to-own shed quote
No credit check. From $99 down. Real numbers in 60 seconds.
